We’ve come a very long way

by Lindsey on September 24, 2017

in J&L Make a House a Home

Six years ago, when Jut and I opened our joint checking account and saw everything together for the first time, we realized that combined we were almost $70,000 in debt. Between two car payments, numerous student loans, and a mountain of maxed out credit cards, I can’t even imagine what our credit scores looked like back then. I honestly don’t even know how we got approved to purchase our first home while we were still in the worst of that mess.

We spent the next several years working our asses off to dig ourselves out, and while it sucked to constantly say no to things and check every single purchase against our budget, we actually freaking did it! Thanks to the Dave Ramsey debt snowball process, along with a few salary raises along the way, on April 29, 2016, we were 100% credit debt free, had paid off both of those cars (though we did add a new car payment to the mix by then), and had just one student loan left. We have since kept ourselves in the green, and while we are careful about our money and find ways to save where possible, we rarely have to say no anymore. We are also a heck of a lot smarter about putting money away for emergencies, and for ours and Thea’s futures.

Fast forward to today, when we had our offer accepted on a house that is truly a dream we weren’t sure we’d ever see come true! Even just four days ago, using some rough estimates provided to us, we thought for sure it was out of our reach without making significant changes to our lifestyle, which we are not willing to do for a house. We were fully prepared to walk away, and had even told our realtor we weren’t going to even bother making an offer. The next day, however, we received true numbers based on our credit scores, (now both in the 790s!), and we realized our dream could not only be a reality but one that would make absolutely zero changes to the lifestyle we currently lead.

I promise I’m not posting this to brag, it’s just that we are so, so proud of ourselves and I want to make sure we always remember this day. To know that we are able to give Thea this life, only because of how hard we have worked to overcome our pasts, is a feeling I want to hold onto as long as possible. There are no words to express how excited we are for this, especially knowing how much it took for us to get here.

This is our new house, in an incredible neighborhood, in one of the best school districts in the state. Damn, it will feel good to call this home!

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If you follow me on Instagram, you know that I’m participating in Ali Edwards’ Week in the Life! I’m super excited, as this is the first time I’m putting real effort into completing this project. I think it will be awesome to have a mini album that showcases what our life looks like right now, especially since Althea is growing up TOO fast, and things will be so different at this time next year! In an effort to keep things organized, and so I don’t forget the details when I go to put my album together next week, I’ve decided to post about each day here! I hope you enjoy a little peek inside our day-to-day life, beyond what we’d normally post on Social Media :)

Sunday Reflections

Up early for Mass! Didn’t get much sleep after a late night out. I use the Sleep Cycle app as an alarm, but since I put my phone on my nightstand, it looks like I slept really hard. I actually tossed and turned all night, because I don’t like being alone!

I wore the cross my dad gave me last week for Confirmation to Mass today. It was a nice change to go by myself and actually pay attention to the whole thing. Also, the Eucharist. So awesome.

He’s home!!! And he brought a LOT of beer back with him 😳  We bought this fridge from a friend when I was overflowing our kitchen freezer with breastmilk. We never did get it hooked up when we needed it back then, and now that I’m done with that, we turned it into beer and pop storage instead.

It’s a beautiful day for a Baseball Game!! We bought my parents tickets to see the Pirates play the Yankees as a thank you for helping us so much with house upgrades. It was the perfect day and we had a great time! Let’s Go Bucs!

Thea had a really big day at the ball game! First, the tv cameraman was filming her, then she was on the Jumbotron, and then she got to run the bases! We joke because it took me 30 years to get on a jumbotron, but it only took Thea 15 months!

After the game, we took a walk around the Strip District, and Grandma and Pap found a wine tasting. Luckily they had something to keep a bird busy! (Well, until she started eating the chalk and we had to take it away from her!)

She is wore out after a jam-packed weekend. Love that little double butt chin 😍

Today was busy and my parents have taken over the spare bedroom so I didn’t think I’d get a chance to do my yogacamp session. I was in bed, but couldn’t sleep thinking about how I didn’t want to miss it. Decided to roll out my mat in the living room and get it done.

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I’m so glad I completed a full week of this project! I think I’ve shown a good representation of a typical week in our life right now, and I look forward to having this as a comparison for years to come! Next year could look at whole lot different, as we try for baby #2 and potentially move to a new, forever, home! I hope you’ve enjoyed following along and getting this little peek into our real life!

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Week In The Life 2017 | Saturday Words + Photos

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If you follow me on Instagram, you know that I’m participating in Ali Edwards’ Week in the Life! I’m super excited, as this is the first time I’m putting real effort into completing this project. I think it will be awesome to have a mini album that showcases what our life looks like right now, […]

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Sometimes I think this can’t be real life

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Alternatively titled: I believe in soulmates, and I believe I found mine. (And I’m pretty sure my husband found his, as well!) *This post will be schmoopy, and mushy, and may seem a bit braggy (though I promise that’s not what I’m going for). Don’t say I didn’t warn you. When Justin and I met, neither […]

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Currently…

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